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review of chapter 8
Apr 22 2008, 4:00 PM EDT | Post edited: Apr 22 2008, 4:00 PM EDT
Read whole chapter and will be real brief:

Due to the complex world of internet encryption (private key, public key, digital signatures, key certification [key management and counterfeit keys], digital certificates, digital fingerprints) transmitting personal information over the internet (such as credit card #) is pretty darn secure and pretty darn interesting stuff behind the scenes. The computers and the coding works seamlessly so you don’t have to do a thing, however, you can participate (provided you have the know-how, etc.)

Most likely failure to security is human error. Dah

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